Requesting a personal loan today is a simple task, thanks to technological tools such as digital applications that speed up the process in cases of emergency. That's why we want you to know the 3 virtual agencies in Mexico that offer online credit.
A new modality that offers credits with minimum rates, without requirements, without long lines and in a matter of minutes. From the cell phone you get the disbursement in less than 24 hours directly to your personal bank account.
Through a simulator within the applications or web pages of the different financial agencies you will be able to carry out calculations to obtain loans with high or minimum values. Everything will depend on your credit profile and analysis.
On a monthly basis, you can receive the statement and pay from any customer service channel or established agreement.
In this article we present a selection of the 3 best online personal credit agencies offered by reliable loan companies. Read on to meet them.
What are the best virtual agencies in Mexico to request an online credit?
1. I lend you
It is a Mexican platform supervised by the CNBV, which works p2p lending, Crowdfunding modality that connects people who are looking for personal loans or credits with people who want to invest money.
However, to acquire this type of financial service it is necessary to have an excellent track record. Loan amounts range from $10,000 to 350,000 pesos with terms from 6 to 36 months.
On the other hand, the Average CAT that the firm has is 23,18% without VAT, while the percentage of the loan amount obtained will depend on your qualification, around 2.9% for people with a good score and 3.9% for people with an average score and 4.9% for others.
2.MoneyMan
International technology financier with a presence in Spain and Brazil that offers personal loans from an electronic platform, making it one of the the favorites for fast online loans.
It has a super intuitive interface. To request a credit it will not take more than 10 minutes, All you have to do is fill out a digital form where you will then be evaluated and approved to make the instant transfer in approximately 15 minutes.
The average CAT is 606%, an average daily interest rate, from 2.5% on the total amount of the loan. The amounts go from 1,000 to 12,000 pesos in terms of 7 to 30 days. It does not charge commission either.
- money man has a website, and app for Android and iOS.
3. Kueski
A Mexican company, originally from Jalisco, designed to cover short-term needs, without endorsement and guarantee, much less without bureaucratic processes of traditional institutions. It also offers Online loans and credits supervised by Condusef.
The Average CAT is 3.799% and an annual rate of 428.4%. The amounts that any user can request start at 1,000 pesos and a maximum of 2,000 Mexican pesos with flexible payment terms of up to 30 days.
kueski It does not charge any commission, although it will not be able to provide you with large sums in its online loans. However, it has a gallery of financial products, such as: loans without endorsement, immediate loans, quick loans, among others.