The use of digital credit cards It has gained considerable international relevance, since it has become a financial tool that provides greater security to Mexican users when making online transactions.
That's why we want to show you how should you apply for digital credit cards from your cell phone.
Through its digital application or web page (official) it is possible to carry out the emission of the plastic by completing some fields of the virtual form.
Best of all, its requirements are minimal, and issuance is free and immediate.
Because it is a digital product, the level of security that you obtain through its functionalities are highly recommended by its developers for prevent fraud, identity theft, as well as other operations that you can only perform from your cell phone.
In this sense, this article is exclusive for you who want to change to the digital world, and we are going to tell you which entities offer the best virtual credit cards in Mexico.
Most popular credit cards in Mexico
1. Nu Mexico (Nu Virtual Credit Card)
One of the The most popular Fintech in Latin America is Nubank, the bank with the highest growth in Mexico in recent times, with approximately 2.1 million clients.
It has a virtual process, digital 100%, which allows issuing debit and credit cards with just several clicks from the cell phone, without facing queues or paperwork.
In a matter of 3 minutes you can use the card to make purchases online or physical. This version has an expiration date and security code different from the one printed on the plastic.
Create and delete a virtual card as many times as you want, free of charge from the app. Also, permanently deactivate the number and CVV to reinforce security, receive purchase notifications in real time.
Choosing the limit of your credit card and payment date is another of the benefits it offers: NuBank.
2. Citibanamex (Citibanamex Digital Credit Card)
The National Bank of Mexico, has a mobile app so that its users adapt to the digital version of all their credit cards. For this, it is necessary to request the password, fingerprint or Face ID to enter the account.
When requesting the first credit card you win one card annual bonus, that is, you will not have to pay anything in the first year, it also has exclusive discounts and benefits for all Mexicans and/or residents.
Block or unblock the card, as well as a dynamic CVV, It is possible from the application to be able to make purchases online, view money outflows and inflows. However, you should consider that dynamic security code has a validity of 15 minutes to avoid fraud electronics.
Finally, although it is not a feature that makes it stand out from other cards, it is important to mention that through Citibanamex mobile, you can also track the status of the reports that you make of unrecognized charges. Learn about Citibanamex credit cards.
3. Santander (Santander Digital Credit Card)
a bank that allows you to generate the virtual version of your credit card physical from Super Wallet, one of the digital tools that it offers its users to manage their operations.
This virtual card also has a number different from the physical card and a dynamic CVV that changes every 3 minutes, you must also enter the four digits that you will establish when activating it as a second authentication method to reduce the opportunity that someone outside can use it to perform any operation
Transfer, withdraw, check your balances or movements and pay card services from your cell phone.
Last but not least. Santander has a rewards program that returns the money for each purchase you make, an attractive option to pay for other services within the same financial institution. Learn about Santander credit cards.