The free digital banks are companies that make financial operations and they exist through the network. They do not have a physical branch, so they do their transactions online through their own digital platforms.
This mode offers various Benefits compared to the traditional operations of physical banks. You can use their services whenever you want, since they do not work under a strict schedule, that is, availability 24 hours a day.
The digital banks are much more efficient and less bureaucratic than the traditional one because it is based on computer programs that process data without depending to a greater extent on individual decisions. Nor do they use cash, since their transactions are through debit and credit cards.
They immediately offer most of their services. Sometimes they may also offer insurance. The only risks that digital banks present are those inherent in working completely virtually.
Do you want to know what are the 3 best free digital banks in Mexico? If you want to be a digital client, here we leave you a selection of the most sought after.
The best 3 virtual banks that Mexicans prefer
1. white
Albo is a virtual bank that exists as finance technology company since 2016. The company allows you to generate an Albo Digital card from the digital application and at the same time request your physical Mastercard.
With Albo you also get loans, open business accounts, pay domiciled services available, make transfers and withdraw cash (for a commission of $12). The app also allows you to make purchases online and block or unblock the card.
The platform is available for free in stores App Store and Google Play. To request the Albo digital card You just have to download the application and follow the indicated steps. If you want the Albo Mastercard you can request it without paying hidden fees in a period of no more than 10 days.
2. Flink Mexico
Unlike other digital banks, Flink it will allow you investment without commissions in the market Mexican financier.
Another advantage that the banking app to its clients is to be able to establish savings goals and track them in real time. So, if you are one of those people who tend to spend more than they plan, this is the ideal service to control it.
The application is available both in the App Store and in Google Play, once you have downloaded it you can request your card. It is a process that It will only take you a few minutes to activate it you just have to enter a minimum of $30.
Haven't I convinced you yet? You can use it as a common card both in Mexico and abroad, because it is an International Mastercard card.
3. vexi
Now suppose you are a young person with no credit history and you are interested in obtaining a credit card to undertake or that you have a stained history and you want to improve it. If it is your case, vexi is ideal for you.
It is a Mexican fintech that does not ask for credit history, does not ask for income and has no cost of annuity. Its more than 13 million users seem to confirm its mission to incorporate more people into the financial system in a simpler way.
They do not have an application in the Android or iOS stores, so you only you can get it on their website. Then, you only have to complete the application form where you will receive a response in a maximum of 3 days.
Now that you know them, Which do you think best suits your needs? Let us know in the comments
If you want to know other financial services, access our category: Hiex Finance.