The Spanish fintech, WiZink specialized in credit and savings solutions has the Plus Credit Card totally free that you can hire from its website and travel anywhere with it.
If you are a user who is always traveling outside the Euro Zone, then this product is designed for you because does not charge commissions for exchanging currencies, It also includes 24-hour assistance and accident insurance.
Also, the bank returns 3% of what you spend on purchases in the category of your choice, be it fashion, leisure, travel or food.
The good thing about the credit card WiZinkPlus is that the client decides how and when to pay the expenses, where you can defer product purchases for up to 3 months.
To request the plastic you must do it through the portal on the "I want to have it" button no issuance or maintenance fees, away from bureaucratic processes.
As a welcome the entity gives €30 to withdraw in cash or use in the first consumptions, in addition the monthly credit limit is approved by 6.000€.
However, it is not necessary to have a checking or savings account in the entity, since the monthly bill of purchases will be direct debited to the account you indicate, It doesn't matter if it's from another bank.
On the other hand, it is important to mention that the granting of said card is subject to credit approval through data verification.
Which are the requirements?
- Be over 22 years of age.
- Spanish nationality.
- Indefinite or self-employed employment contract with an age of 2 months.
- It is not necessary to open a bank account at WiZink.
- Have an e-mail and private cell phone number to receive notifications.
Wizink credit card commissions and fees
It is Free of commissions and fees for the first months. However, the APR is positioned with 0.50% while the TIN is 0.499% set in percentages.
How can I pay for my purchases? Is it possible to change my payment method?
Here the cardholder has the freedom to Choose how you will settle the installments.
To reach an agreement you can do it through the mobile application at least 4 days before the payment date or by the number of customer service 91 787 47 47.
However, it is possible to pay the full payment, a fixed amount, percentage or minimum payment every month without tarnishing credit history nor generate debts.
There is also no fee charged for pay in advance, but, if you repay monthly with any of the other options, an interest rate will be charged that can only be confirmed by a financial advisor of the entity.
Wizink customer service
Inside of online platform you will find all the detailed information of the Plus Credit Card that you can request 100% online.
If you want immediately request the product, You can go directly to the following link to fill out the form properly: WiZinPlus.
You can also register in the bank más “Simple from Spain” to be able to operate all financial products with an electronic ID.
Likewise, they are available different social media accounts: Facebook, Twitter Y Youtube.
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