Bank N26 is a European digital bank founded in 2013 by Valentin Stalf and Maximilian Tayenthal.
Based in Berlin (Germany), bank N26 aims to offer efficient financial services to its customers.
The bank offers bank accounts without management or transfer fees and allows its customers to make payments and withdrawals at ATMs around the world without additional fees.
The users of the bank N26 they can also receive real-time alerts on their financial transactions and track their spending directly through the bank's mobile app.
One of the main advantages of N26 is the ease of use and speed in opening accounts. Customers can open an account in a matter of minutes directly from the app without having to go to a physical branch.
Also, bank N26 offers an efficient customer service that can be accessed directly from the app or the website.
N26 it also offers its clients other services such as debit and credit cards, investment options and insurance.
In addition, the bank has partnered with several companies to offer discounts and exclusive promotions to its customers.
However, it is important to note that N26 is a digital bank, which means that it does not have physical branches and its services are limited compared to traditional banks.
Some users are also reporting problems with insufficient support in languages other than English and German.
How to open an account on N26
Opening an N26 account is a simple and fast process that can be done directly in the bank app.
Here is a step by step guide to help you to open your N26 account:
Download the N26 app: The app is available on the App Store and the Google Play Store. Download the application on your smartphone or tablet.
Choose your country of residence: N26 is available in several countries, including most European countries, the United Kingdom, and the United States. Select your country of residence to start the registration process.
Create an account: Enter your email address and create a strong password for your account. Make sure you agree to N26's terms and conditions.
Verify your identity: N26 will ask you to verify your identity to comply with anti-money laundering regulations. You can do this by uploading a photo of your identity document (such as a passport or driving license) directly through the application. Make sure the photo is clear and legible.
Choose your type of account: N26 offers a variety of account types, including the free N26 Standard account and the N26 You and N26 Metal accounts, which offer additional features for a monthly fee. Choose the type of account that best suits your needs.
Personalize your account: enter your personal information, such as name, address, date of birth and phone number.
You can also personalize your N26 card by choosing a color and adding your name.
Wait for approval: After submitting your application, wait for approval from N26. This usually takes a few minutes, but in some cases it may take longer.
Activate your account: Once approved, you will receive an email with instructions to activate your account.
Follow the instructions to complete the account opening process.
After opening your account, you can start using N26's banking services, such as making transfers, receiving payments and checking your expenses through the app.
youPlease note that to use all functions, you will need to apply for an N26 card, which can be sent to the registered address.
What does n26 bank offer
N26 bank offers its clients a series of financial services, including:
Fee-free bank account: N26 offers a bank account with no management or transfer fees, which means that customers can use their services without worrying about hidden fees.
Debit and credit cards: N26 customers can request debit and credit cards to make purchases in physical stores or online.
Mobile payments: customers can use their smartphones to make mobile payments using NFC technology without the need for a physical card.
Fee-free ATM withdrawals: N26 customers can withdraw money at ATMs around the world without paying additional fees.
International transfers: N26 allows customers to make international transfers through the bank's app at competitive rates.
Investment: N26 offers investment options for clients who wish to invest their money in stocks and funds.
Insurance: N26 works with insurance companies and offers insurance for travel, electronic devices and other essential items.
Customer Support: N26 offers an efficient customer service that can be accessed directly through the app or the website.
Conclution
Also, N26 works with various companies to offer its customers exclusive discounts and promotions such as travel, event tickets and online shopping..
The bank also offers personalization options, such as choosing the color of the card and adding the customer's name.