Buying online has become a habit after all social chaos began due to the pandemic. However, it was a necessary turn that the technology needed for its development, since today there are various digital banks with the best cards to buy online with total security.
it works so much for physical and electronic stores. The only thing you have to regulate within your administrator (app) is the control of the payments made and those that you have to pay. The cards, they have become a powerful economic tool and an incredible financial strategy.
It would not be surprising if this trend continues to increase in the coming years. Banks have spent immense fortunes to have the best service and product that generate trust, safety, and efficiency among users, replacing traditional banks.
We are convinced that online shopping is the future, therefore, in this article we will give you the keys what do you need to shop online safely.
Ranking: Best cards to buy online
1. Banco Santander e-Cash card
For clients of Banco Santander, there is the e-Cash Card, a virtual prepaid card, issued by Mastercard free of charge for the first year of its use, and if you make three purchases during that period of time you do not have to pay a maintenance fee, otherwise you will have to pay around 9 euros.
Top-ups are free, free of fees and it can be done through the app, by phone, office. Each of Santander's products and/or services can bemanage digitally in its different communication channels.
That yes, it is not possible enter less than 6 euros nor more than 1,650 euros. Every time we make a transaction, we will receive an SMS code to authorize it. It also includes accident insurance of up to 120,000.
Characteristic | e-Cash card |
card type | Virtual |
bonus cards | Physics if we ask for it in the app |
Supplier | master card |
Associated account | Yes, IBAN |
Cost | €0, Physics: €0 |
Cash withdrawal without commissions | Up to €1,650 / month |
Daily purchase limit | Consult |
Daily recharge limit | Consult |
use abroad | Yes |
bonuses | Rewards Program |
Other Cards / Plans | Plus, Premium |
2. Revolut
A British financial technology company which stands out for having a mobile digital application with an intuitive interface to manage money in a simple way, oriented towards investments and sending money internationally.
His services include a prepaid debit card —MasterCard or Visa—, with outstanding services, such as change of no-load forex, commission-free stock trading, cryptocurrency exchange, peer to peer payments
About plans, have four types: the standard and three other monthly or annual payments, and it should be noted that in these last two, they offer virtual cards single-use, which makes online shopping even safer.
It is an ideal option for people interested in the financial world.
Characteristic | Revolut Card |
card type | Virtual |
bonus cards | Physics if we ask for it in the app |
Supplier | Visa / MasterCard |
Associated account | Yes, British IBAN. |
Cost | €0, Physics: €6 |
Cash withdrawal without commissions | Up to €200 / month |
Daily purchase limit | Consult |
Daily recharge limit | Consult |
use abroad | Yes |
bonuses | Rewards Program |
Other Cards / Plans | Plus, Premium, Metal |
3.N26
An online bank of German origin, which is defined among all the Fintech in the world as "the first global mobile bank". N26 offers its services in Eurozone countries, with three money withdrawals tax free and possibility to pay through Apple Pay.
It is distinguished by its clarity in the internal conditions, and usability of the app.
The account opening process can be completed through a video call with an agent N26 in 8 minutes, or uploading a photo of the ID and a photo of the user to your app. Only one series of passports are admitted for this procedure without any commission for opening or maintenance.
Service Customer service is available in English, German, French, Italian and Spanish, regardless of where you live.
Characteristic | N26 card |
card type | physical prepaid |
bonus cards | Nope |
Supplier | master card |
Associated account | Yes, Spanish IBAN |
Cost | 0€ |
Cash withdrawal without commissions | 3 times a month (up to €2,500) |
Daily purchase limit | 5.000€ |
Daily recharge limit | Consult |
use abroad | Yes |
bonuses | Nope |
Other Cards / Plans | Standard, Smart, You, Metal, Bussines |