We already know that the number of online purchases increased, especially with the arrival of the Coronavirus in the world. Virtual cards were the most immediate and effective payment method, that's why we want to show you the 3 best virtual debit and credit cards you should know.
In general, the opening of these accounts are usually prepaid. allow to perform shopping online comfortably, easily and safely with various providers.
Without a doubt, they are the best alternative to save money, buy or pay what you want in several installments with the aim of guarantee the solvency of the product and/or service. In addition, they have benefits according to the associated issuing flag, among other resources.
Next, I will present a small list with the Virtual debit and credit cards most sought after by foreigners, businessmen, travelers, merchants, among others.
Ranking: Best virtual debit and credit cards in the world
1. Virtual N26 card
The virtual card, backed by Mastercard, is a Associated account N26 Standard free of commissions to pay online and in physical stores via mobile. It can be both Apple Pay (iPhone) and Google Pay (Android), you can also withdraw cash up to 3 times a month at the eurozone.
To use the card, it must be at ATMs that accept the contactless technology (NFC).
Main features:
- With N26 Standard, you can have a virtual debit and credit card, in the same plastic.
- Payments can be made via mobile; Apple Pay and Google Pay.
- Transactions are 100% by cell phone or any electronic device.
- 0 monthly fee.
2. Virtual Revolut Card
Revolut is known for its free opening in minutes through the digital application, with discounts and cashback offers on some favorite brands as a reward. There are no major requirements to open an account, all you have to do is fill out a virtual form and request the card.
You can choose an issuer, either VISA or Mastercard. Also, it works for cover your daily needs, such as: smart savings, transfers, and payments in a matter of minutes.
Also, work with cryptocurrencies, buying and selling gold and silver instantly from the digital app. Ideal for travelers, since it has an option to pay abroad like a local with real exchange, VIP lounges and travel reservations.
Main features:
- Share: €0, a single payment of €6 will be made for sending the card.
- Maximum limit: Withdrawal of €200 per month for free.
- commissions: Up to €200 it is free to withdraw money from any ATM in Spain as well as abroad. Afterwards, the commission will be 2%.
- Funds insured up to €100,000, according to the deposit guarantee system.
- Revolut CardA virtual debit card.
- Withdraw money without commissions.
- Save up to 6% in other currencies.
- Free Fee.
3. Bnext virtual card
Bnext is a Spanish financial or fintech company that offers banking services and products, including prepaid money cards. access one virtual credit or debit card It is something that more and more people decide to request because it has a cost of 0, without commission for issuance and/or maintenance, nor shipping costs to get it home.
The operation of the virtual card Bnext is 100% from the mobile app, which can be downloaded from the Android store or the Apple Store for iOS.
The operation of the virtual card Bnext is 100% from the mobile app, which can be downloaded from the Android store or from the Apple Store for iOS. The requirements and conditions to open a Bnext account and have a virtual card are very few and the process is simple and direct.
After having installed the Bnext application, they must register with the phone number, name and email, and DNI or NIE. As a condition to activate the bnext physical card must enter at least 25 euros.
Characteristic:
- Transmitter: MasterCard.
- Share: Up to 3 free cards the first year.
- Maximum limit: €5,000 per month.
- Requirements: open an account in the entity and you get your card instantly.
- commissions: the user will be charged the MasterCard commission on the exchange rate (0.1% Europe and 0.9% + €0.44 outside the EU).
- Security: Your virtual card number is different from your physical card and you can lock it after using it.
- Free physical and virtual card.
- Currency exchange0%.