Are you looking for a new credit card that can offer you the best opportunities, advantages, promotions and discounts?
We can show you that the Hipercard card may be the right solution for you. Because it is a consolidated brand in the market that has alliances with many establishments in the country. However, to apply for a new card, you need to thoroughly understand the pros and cons of the card. That is why we have prepared a complete survey about the Hipercard card, which will help you in your decision.
Now you know the main rates, questions, positive points and main Hipercard rates.
Types of Hipercard Card
Before there were four types of card, but now there is only the Hipercard International Mastercard Zero card, which works in a conventional way with invoices closing monthly for payment. Knowing this, we can already imagine that the other four options have closed their operational activities.
Discounts? How do they work?
We need to know what benefits the card will bring us before contracting a new credit card, since we must take into account what benefits its use will bring us on a day-to-day basis. In the case of the Hipercard MC Zero card, users can count on the best discounts in collaborating establishments in various areas such as: food, wellness, health and much more.
If you plan to use your credit card quite frequently, you should research the credit card and its benefits. Therefore, it is necessary to evaluate if the points program fits your needs, so that you can know if the accumulation of points works, which can then be exchanged for products or special discounts. Then they have already found out if they will have cashback, in this card the cashback returns part of the value of the purchases or invoice in the form of money.
However, I'm sorry to say, but the Hipercard credit card does not have any of these benefits. But on the other hand, since it is issued under the Mastercard brand, the user will be able to participate in the Mastercard Surpreenda program, which works in a similar way to other programs of the same modality.
This card also does not have miles, at the moment the Itaucard card administrator does not yet allow customers to have access to this function. However, if it is essential for you to have it on a card, it is worth taking a look at other more relevant options such as the Azul Itaucard card and the GOL Smiles card.
Main Rates
Now you will know the main fees of the Hipercard credit card:
Emergency credit evaluation: FREE
Card withdrawal in cash in the country: $ 12.00
Card withdrawal in cash abroad: $ 22.00
2nd card copy: $ 9.90
card benefits
The Hipercard card has several advantages for its customers, we present them to you:
Containing access to the Application; virtual card; International Coverage; Participation in the Mastercard Surpreenda points program; and Discounts in several associated establishments.
Pros and cons
The Pro part is for buyers from the following stores: Super BomPreço, Nacional, BIG, Big Bompreço, Todo Dia, Maxxi and Sam's Club. You end up being able to save up to $ 200.00 with discounts on various products.
And the Negative Points are: It does not have Cashcack, It does not have accumulation of points and finally, it does not offer an additional free card for its users. And because the card doesn't offer its own rewards program, it turns out the card may not be worth the money.
How to apply for the Hipercard card?
The Hipercard card can be requested online and in person. To request the card online, it is necessary to enter the Hipercard website and access the “Cards” menu. You will be redirected to the cards page and you will have to choose what type of card you want to get.
After choosing, click “Order Now” and then select the “Order Yours Now” button. You will be redirected to a page with an Itaú form and you must complete it to formalize your proposal. When you finish filling it out, just wait to find out if you will be approved or not.
Is the Hipercard card good, is it worth it?
To decide if it's good for you or not, you need to assess your needs as a consumer before deciding. So, in general, this card is a card that conveys credibility and security. In fact, the quality and agility of the service is evidenced by the high satisfaction of its Hipercard customers.