The Spanish bank BBVA offers a quick online loan for people who currently do not have a bank account with the entity No commission for opening or sending documents.
The interest rate is fixed with a 7,20% TIN and 7,57% APR.
The values to request a single holder start from 3.000€20,000€ with terms to return the minimum money in 24 installments (2 years) and a maximum of 96 installments (8 years).
All contributions must be paid the last of each month. However, the applicant has the right to choose where the payment will be debited.
On the other hand, after sign the contract and go through a study necessary wait 72 hours approximately to receive the money in the account outside BBVA or immediately if you decide to open an account with the entity.
If you want to cancel the loan in its entirety, you must pay a cancellation fee of 0.50% on the pending capital to amortize the remaining months.
It is important to mention that every product is subject to approval by the Spanish bank for his release.
Which are the requirements?
- Choose the application with or without document.
- It is not necessary to be a BBVA customer.
- Calculate the monthly fee through the simulator.
What commissions does the fast online loan have?
The financial institution has for this type of product (quick online loan without documents) a only commission of the 2,30% commission for opening that can be exempted, if the user signs the contract before the published date: 12/31/2020.
Therefore, it is always recommended ask ahead to an advisor of the financial group the existence of this fee.
How does this method work for non-customers and no documentation?
Through the financial entity and under its best security system, Any person with Spanish residence may request the loan without sending any type of document.
This is possible because with the minimum requirements that demand in the company can consult the economic data by connecting with the client's usual banks anonymously, in this way they will be able to obtain access to the money faster than expected.
But they can also present NIF, payroll and working life to streamline the process.
Similarly, one finds personal loan calculator For reforms, cars and others if it is of your interest.
Online customer service
Within the digital platform, BBVA Spain, you will find all the details of the loan for request it in an easy and comfortable way without having to go to a branch.
Also have a guide where they present the Step by Step of the procedure through the smartphone or from the web.
But, if it's still not clear to you what this is about product without documentation or endorsement and guarantees, then you can visit the different accounts in which social networks, What: Facebook, Twitter Y Youtube. If you liked the content, Access and share our Finance category to know more about it.