perform a online loan it's easier than you think. From now on, private companies release money for emergencies, financing, and other reasons. So if you find yourself in trouble, Learn how to apply for loans online in Latin America in 5 minutes from your cell phone.
All you need to make this request are some requirements, such as ID and bank information, that they manage to support your personal data and payment method. On the other hand, for the loan to be approved you must follow the requirements and wait around 24 to 48 hours.
Remember that this type of business process is not the same as traditional banks, with technological Fintech you will find more flexibility to get capital in no time and resolve your situation, through thick and thin. In addition, customer service is entirely in Spanish.
As usual, the platforms have a virtual calculator where you can choose the value according to your needs and the number of installments you want to pay said financing.
Next, we present you three companies located in different countries where you can make a virtual application.
Request loans online
To request any type of personal loan in any country in Latin America, It can be done through a computer or smartphone. You only have to fill out a virtual form to be evaluated by financial advisors of the chosen entity.
1. Argentina
Agile Credit, It is a financial entity that works in virtual mode, and can grant money with fixed installments. You can request up to $400 thousand pesos, accredited the same day, just by filling out the application on the platform without further requirements. It does not require endorsement or guarantees.
For the financial company, the human factor is very important, so it is always behind each "Credit Request" there will be an Analyst checking your qualification to get in touch, and then validate your information to be able to transfer the money to your referred salary account.
What are the requirements to obtain a loan with Agile Credit?
Regardless of the qualification of each person, as a general rule:
- Be over 18 years old;
- Have Salary Account;
- Possess valid email and cell phone;
Regarding documentation:
- ID;
- Tax or Service;
- Last salary receipt;
- CBU Account Salary;
Steps to obtain an online loan
- Form: Click on "credit application" and complete with all the fields.
- Contact: An operator will contact you by the way you prefer, so you can validate your data and continue the request.
- Proposal: A Personal Loan will be indicated, exclusive and tailored to you, together with the conditions that you can meet to avoid future problems.
- Agile credit always with you: The same day they will credit the money in your bank account.
2. Columbia
Microdi, allows you to make a loan application 100% digital and with few requirements, with an easy, safe and fast process to achieve all your dreams. Values range from $300 thousand to $1 million Colombian pesos.
From its official website, you can choose the amount of the loan that you most need and the term in which you can pay, too.
Then you will have to complete the registration form, confirm the application data, sign the contract, add codes sent to the cell phone and email, and finally wait for a message informing if Your online loan has been approved or not.
At Micredi, they also review the credit bureaus to see your rating and behavior, so when you start the loan process you must provide the verification authorization of your credit information.
What are the basic requirements to have a loan with MiCredi?
- Be over 22 years old;
- Be a resident in Colombia;
- Have personal email Have personal Colombian cell line;
- Have a personal checking or savings account;
Steps to obtain an online loan in 4 steps
- Request your loan online: Answer how much money you need and in how many installments you want to pay (from 3 to 12 months).
- Verify and validate the details of the personal loan.
- Request the financing request, and accept the clauses of the contract.
- In a few minutes you will receive a response to your personal account.
3. Mexico
credit, It is another Fintech that enables credits to new or old users, and as the entity's motto says, it tries to make life easier. Online loan values range from $5,000 pesos to $70 thousand with biweekly payments.
To request an online loan, all you have to do is enter the platform or app, send documents, such as a valid official identification, a bank account in your name, a minimum verifiable income of $10,000 per month and a good current credit history.
What are the requirements to apply for a loan at Creditea?
- Being Mexican between 21 and 65 years of age
- Have a valid IFE/INE with your CURP
- Bank account in your name and have on hand the 16 digits of your debit card or your interbank CLABE
- healthy credit history
- Minimum verifiable income of $10,000 per month.
Steps to obtain an online loan in 4 steps
- Download and complete the online application: It will take 8-10 minutes.
- Remember to have on hand: Official and current identification, as well as a national bank account.
- Receive the validation call: Confirm to continue with the financial process.
- Your money in less than 24 hours: It is deposited directly to your bank account.